The Payment Card Industry Data Security Standard (PCI DSS) is a standard developed by the Payment Card Industry Security Standards Council (PCI SSC). The aim of the standard is, to prevent theft and fraudulent use of cardholder data on payment cards. Version 1.2 of the standard was released October 1, 2008. The PCI SSC was established by the major payment card brands: American Express, Discover, JCB, MasterCard and VISA. These organizations are the driving force behind PCI DSS and their member banks in their role as acquiring organizations for payment card transactions mandate compliance to the standard.